The staff you deal with if you call are very well versed on what to say, and not pleasant at all to deal with. It mentions neither of the above, it says I can cancel at anytime and be refunded the balance of the policy cover less a $110 cancellation fee. Yet the Product Disclosure Statement says otherwise. (Wrong Again) I was told that I could cancel the cover at any time, but I could not get a refund, unless the car was under finance, repossessed, stolen and written off, neither of was the case, so no refund, The very unpleasant lady I spoke to kept quoting from the Terms and Conditions that this is the terms. Knowing it was of no use to me, I decided I would cancel the remainder of the cover, and get a refund. Funny thing is, the heading on the placard states "What Could Possibly Go Wrong" After spending $1495 on this only to find out it doesn't cover much at all, I come to the conclusion, it is not worth the paper it is written on. The only way you can get any engine repairs, according to their specific parts list, is for your engine to totally explode internally, nothing else is covered as I found out. But as most anyone would do, you would assume you are buying from a legit company, and yes, something that important should be pointed out to the purchaser, and it wasn't. Yes, I should have made sure I knew what I was getting. The dealer did not mention it, and that lovely advertising placard doesn't say anything about it either. At no time was this pointed out to us that the cover on the engine would be specific parts only. We then get advised by Integrity that the claim has been declined (even though it was an engine fault) because what needed to be done does not come under the specific parts as listed in their Terms and Conditions. I contacted Integrity and was told to get the mechanic to submit a quote, which he did. (Big Mistake) We went away thinking that if anything went wrong with the car we would have this extended warranty to fall back on. Thinking that this would be a good thing for a young driver we went ahead and purchased it. The placard states that purchasing extended warranty is as important than purchasing your vehicle, it has a picture of a car with sections highlighted that the warranty will cover e.g- engine, suspension, computer etc. Read more ced in front of us a bright and shiny advertising placard suggesting we should buy extended warranty for peace of mind for our new purchase. Whilst at the dealership purchasing this car, we had prominently pla. I contacted the dealership, and was advised it was past their warranty period and to submit a claim to Integrity, which I did. It got to the point that we had to take it to a mechanic for fear of her being baled up by it on the roadside. She started having troubles with the car just after it had gone past the Statutory Warranty period offered by the dealership, which was 3months. Purchased a Used car in January 2022 for my grand-daughter.
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